Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Bangalore

India

COL index 30.4

vs
Mumbai

India

COL index 32.8

Bangalore vs Mumbai — Cost of Living, Salary & Tax Compared (2026)

Updated today· Recently updated
Share this report
RedditLinkedIn

The verdict

Living in Bangalore is 7.3% cheaper than Mumbai for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
BangaloreMetricMumbaiΔ
30.4Cost of living index32.8+7.9%
€50,000Median gross salary€50,0000.0%
€44,000Net at €50,000 gross€44,0000.0%
€540Rent — 1BR centre€680+25.9%
€827Monthly COL (single)€995+20.3%
€144,737PPP — net / COL€134,146-7.3%
12.0%Effective tax @ €50,00012.0%0.0%
§ 02

Monthly expenses — paired

Bangalore Mumbai
Rent — 1BR centre
Bangalore
€540
Mumbai
€680
Groceries
Bangalore
€162
Mumbai
€175
Utilities
Bangalore
€85
Mumbai
€92
Transport
Bangalore
€12
Mumbai
€16
Internet
Bangalore
€12
Mumbai
€14
Gym
Bangalore
€16
Mumbai
€18
§ 03

Salary equivalence

50,000 gross in India = €3,667 net monthly.

To have the same purchasing power in Mumbai, you would need roughly €53,947 gross in India (≈ €3,956 net monthly, adjusted for cost-of-living index).

€50,000
Bangalore
€44,000
Net annual · 12.0% effective
PPP-adjusted equivalent
€144,737
Mumbai
€44,000
Net annual · 12.0% effective
PPP-adjusted equivalent
€134,146
Affiliate disclosure

Some links on this page are affiliate links. WorthOf may earn a commission if you sign up. This does not affect our data, our methodology, or our editorial independence.

§ 04

Pros & cons

Bangalore
  • +Significantly cheaper rent (€540)
  • +Low overall cost of living (index 30)
  • +Favourable tax rate (12.0%)
Mumbai
  • +Low overall cost of living (index 33)
  • +Favourable tax rate (12.0%)
§ 05

The verdict

Across the data, Bangalore carries a lower cost-of-living index; Bangalore wins on purchasing power after costs are netted out. If purchasing power is your north star, Bangalore edges it.

§ 06

Frequently asked

Is Bangalore cheaper than Mumbai?+

Bangalore is cheaper. Cost-of-living index: Bangalore 30.4, Mumbai 32.8 — a 7.3% difference (Q1 2026).

What is the cost of living difference between Bangalore and Mumbai?+

Bangalore sits at 30.4 on our COL index, Mumbai at 32.8. That works out to roughly 7.3% — Bangalore being the cheaper of the two.

Is Bangalore a good place to live compared to Mumbai?+

It depends on priorities. Bangalore delivers €44,000 net on a €50,000 gross salary at a 12.0% effective tax rate. Mumbai delivers €44,000 at 12.0%. Centre 1-bed rent: €540 vs €680.

How do salaries compare in Bangalore vs Mumbai?+

On a €50,000 gross salary, take-home is €44,000/year (€3,667/month) in Bangalore and €44,000/year (€3,667/month) in Mumbai.

Which city has lower taxes, Bangalore or Mumbai?+

India has the lower effective rate at €50,000: India 12.0%, India 12.0%.

Related

More Bangalore comparisons

Related

More Mumbai comparisons