City Comparison · Updated May 2026
India
COL index 30.4
India
COL index 32.8
Bangalore vs Mumbai — Cost of Living, Salary & Tax Compared (2026)
The verdict
Living in Bangalore is 7.3% cheaper than Mumbai for the same lifestyle.
Based on Q1 2026 COL index and median single-person expenditure.
Side-by-side stats
| Bangalore | Metric | Mumbai | Δ |
|---|---|---|---|
| 30.4 | Cost of living index | 32.8 | +7.9% |
| €50,000 | Median gross salary | €50,000 | 0.0% |
| €44,000 | Net at €50,000 gross | €44,000 | 0.0% |
| €540 | Rent — 1BR centre | €680 | +25.9% |
| €827 | Monthly COL (single) | €995 | +20.3% |
| €144,737 | PPP — net / COL | €134,146 | -7.3% |
| 12.0% | Effective tax @ €50,000 | 12.0% | 0.0% |
Monthly expenses — paired
Salary equivalence
€50,000 gross in India = €3,667 net monthly.
To have the same purchasing power in Mumbai, you would need roughly €53,947 gross in India (≈ €3,956 net monthly, adjusted for cost-of-living index).
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Pros & cons
- +Significantly cheaper rent (€540)
- +Low overall cost of living (index 30)
- +Favourable tax rate (12.0%)
- +Low overall cost of living (index 33)
- +Favourable tax rate (12.0%)
The verdict
Across the data, Bangalore carries a lower cost-of-living index; Bangalore wins on purchasing power after costs are netted out. If purchasing power is your north star, Bangalore edges it.
Frequently asked
Is Bangalore cheaper than Mumbai?+
Bangalore is cheaper. Cost-of-living index: Bangalore 30.4, Mumbai 32.8 — a 7.3% difference (Q1 2026).
What is the cost of living difference between Bangalore and Mumbai?+
Bangalore sits at 30.4 on our COL index, Mumbai at 32.8. That works out to roughly 7.3% — Bangalore being the cheaper of the two.
Is Bangalore a good place to live compared to Mumbai?+
It depends on priorities. Bangalore delivers €44,000 net on a €50,000 gross salary at a 12.0% effective tax rate. Mumbai delivers €44,000 at 12.0%. Centre 1-bed rent: €540 vs €680.
How do salaries compare in Bangalore vs Mumbai?+
On a €50,000 gross salary, take-home is €44,000/year (€3,667/month) in Bangalore and €44,000/year (€3,667/month) in Mumbai.
Which city has lower taxes, Bangalore or Mumbai?+
India has the lower effective rate at €50,000: India 12.0%, India 12.0%.