Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Cape Town

South Africa

COL index 38.4

vs
Johannesburg

South Africa

COL index 36.2

Cape Town vs Johannesburg — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Johannesburg is 5.7% cheaper than Cape Town for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
Cape TownMetricJohannesburgΔ
38.4Cost of living index36.2-5.7%
€50,000Median gross salary€50,0000.0%
€40,590Net at €50,000 gross€40,5900.0%
€680Rent — 1BR centre€620-8.8%
€1,059Monthly COL (single)€973-8.1%
€105,703PPP — net / COL€112,127+6.1%
18.8%Effective tax @ €50,00018.8%0.0%
§ 02

Monthly expenses — paired

Cape Town Johannesburg
Rent — 1BR centre
Cape Town
€680
Johannesburg
€620
Groceries
Cape Town
€205
Johannesburg
€192
Utilities
Cape Town
€112
Johannesburg
€105
Transport
Cape Town
€22
Johannesburg
€20
Internet
Cape Town
€18
Johannesburg
€16
Gym
Cape Town
€22
Johannesburg
€20
§ 03

Salary equivalence

50,000 gross in South Africa = €3,383 net monthly.

To have the same purchasing power in Johannesburg, you would need roughly €47,135 gross in South Africa (≈ €3,189 net monthly, adjusted for cost-of-living index).

€50,000
Cape Town
€40,590
Net annual · 18.8% effective
PPP-adjusted equivalent
€105,703
Johannesburg
€40,590
Net annual · 18.8% effective
PPP-adjusted equivalent
€112,127
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§ 04

Pros & cons

Cape Town
  • +Low overall cost of living (index 38)
  • +Favourable tax rate (18.8%)
Johannesburg
  • +Lower rent (€620 vs €680)
  • +Low overall cost of living (index 36)
  • +Favourable tax rate (18.8%)
§ 05

The verdict

Across the data, Johannesburg carries a lower cost-of-living index; Johannesburg wins on purchasing power after costs are netted out. If purchasing power is your north star, Johannesburg edges it.

§ 06

Frequently asked

Is Cape Town cheaper than Johannesburg?+

Johannesburg is cheaper. Cost-of-living index: Cape Town 38.4, Johannesburg 36.2 — a 5.7% difference (Q1 2026).

What is the cost of living difference between Cape Town and Johannesburg?+

Cape Town sits at 38.4 on our COL index, Johannesburg at 36.2. That works out to roughly 5.7% — Johannesburg being the cheaper of the two.

Is Cape Town a good place to live compared to Johannesburg?+

It depends on priorities. Cape Town delivers €40,590 net on a €50,000 gross salary at a 18.8% effective tax rate. Johannesburg delivers €40,590 at 18.8%. Centre 1-bed rent: €680 vs €620.

How do salaries compare in Cape Town vs Johannesburg?+

On a €50,000 gross salary, take-home is €40,590/year (€3,383/month) in Cape Town and €40,590/year (€3,383/month) in Johannesburg.

Which city has lower taxes, Cape Town or Johannesburg?+

South Africa has the lower effective rate at €50,000: South Africa 18.8%, South Africa 18.8%.

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