Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Hong Kong

Hong Kong

COL index 86.2

vs
Tokyo

Japan

COL index 72.4

Hong Kong vs Tokyo — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Tokyo is 16.0% cheaper than Hong Kong for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for salary
Better for cost
Hong KongMetricTokyoΔ
86.2Cost of living index72.4-16.0%
€50,000Median gross salary€50,0000.0%
€46,550Net at €50,000 gross€43,154-7.3%
€3,880Rent — 1BR centre€1,780-54.1%
€4,813Monthly COL (single)€2,595-46.1%
€54,002PPP — net / COL€59,605+10.4%
6.9%Effective tax @ €50,00013.7%+98.4%
§ 02

Monthly expenses — paired

Hong Kong Tokyo
Rent — 1BR centre
Hong Kong
€3,880
Tokyo
€1,780
Groceries
Hong Kong
€465
Tokyo
€415
Utilities
Hong Kong
€248
Tokyo
€215
Transport
Hong Kong
€110
Tokyo
€95
Internet
Hong Kong
€48
Tokyo
€42
Gym
Hong Kong
€62
Tokyo
€48
§ 03

Salary equivalence

50,000 gross in Hong Kong = €3,879 net monthly.

To have the same purchasing power in Tokyo, you would need roughly €45,300 gross in Japan (≈ €3,258 net monthly, adjusted for cost-of-living index).

€50,000
Hong Kong
€46,550
Net annual · 6.9% effective
PPP-adjusted equivalent
€54,002
Tokyo
€43,154
Net annual · 13.7% effective
PPP-adjusted equivalent
€59,605
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§ 04

Pros & cons

Hong Kong
  • High cost of living (index 86)
  • +Favourable tax rate (6.9%)
  • High rent-to-income ratio (100.0%)
Tokyo
  • +Significantly cheaper rent (€1,780)
  • +Favourable tax rate (13.7%)
  • High rent-to-income ratio (49.5%)
§ 05

The verdict

Across the data, Hong Kong delivers a higher take-home on a €50,000 gross salary; Tokyo carries a lower cost-of-living index; Hong Kong has the lighter effective tax burden; Tokyo wins on purchasing power after costs are netted out. If purchasing power is your north star, Tokyo edges it.

§ 06

Frequently asked

Is Hong Kong cheaper than Tokyo?+

Tokyo is cheaper. Cost-of-living index: Hong Kong 86.2, Tokyo 72.4 — a 16.0% difference (Q1 2026).

What is the cost of living difference between Hong Kong and Tokyo?+

Hong Kong sits at 86.2 on our COL index, Tokyo at 72.4. That works out to roughly 16.0% — Tokyo being the cheaper of the two.

Is Hong Kong a good place to live compared to Tokyo?+

It depends on priorities. Hong Kong delivers €46,550 net on a €50,000 gross salary at a 6.9% effective tax rate. Tokyo delivers €43,154 at 13.7%. Centre 1-bed rent: €3,880 vs €1,780.

How do salaries compare in Hong Kong vs Tokyo?+

On a €50,000 gross salary, take-home is €46,550/year (€3,879/month) in Hong Kong and €43,154/year (€3,596/month) in Tokyo.

Which city has lower taxes, Hong Kong or Tokyo?+

Hong Kong has the lower effective rate at €50,000: Hong Kong 6.9%, Japan 13.7%.

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