Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Lisbon

Portugal

COL index 71.2

vs
New York

United States

COL index 100.0

Lisbon vs New York — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Lisbon is 28.8% cheaper than New York for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
Better for salary
LisbonMetricNew YorkΔ
71.2Cost of living index100.0+40.4%
€50,000Median gross salary€50,0000.0%
€32,496Net at €50,000 gross€41,511+27.7%
€1,450Rent — 1BR centre€3,480+140.0%
€2,014Monthly COL (single)€4,680+132.4%
€45,641PPP — net / COL€41,511-9.0%
35.0%Effective tax @ €50,00017.0%-51.5%
§ 02

Monthly expenses — paired

Lisbon New York
Rent — 1BR centre
Lisbon
€1,450
New York
€3,480
Groceries
Lisbon
€320
New York
€580
Utilities
Lisbon
€130
New York
€312
Transport
Lisbon
€40
New York
€168
Internet
Lisbon
€36
New York
€65
Gym
Lisbon
€38
New York
€75
§ 03

Salary equivalence

50,000 gross in Portugal = €2,321 net monthly.

To have the same purchasing power in New York, you would need roughly €55,429 gross in United States (≈ €3,803 net monthly, adjusted for cost-of-living index).

€50,000
Lisbon
€32,496
Net annual · 35.0% effective
PPP-adjusted equivalent
€45,641
New York
€41,511
Net annual · 17.0% effective
PPP-adjusted equivalent
€41,511
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§ 04

Pros & cons

Lisbon
  • +Significantly cheaper rent (€1,450)
  • High rent-to-income ratio (62.5%)
  • +14-month salary structure
New York
  • High cost of living (index 100)
  • +Favourable tax rate (17.0%)
  • High rent-to-income ratio (100.6%)
§ 05

The verdict

Across the data, New York delivers a higher take-home on a €50,000 gross salary; Lisbon carries a lower cost-of-living index; New York has the lighter effective tax burden; Lisbon wins on purchasing power after costs are netted out. If purchasing power is your north star, Lisbon edges it.

§ 06

Frequently asked

Is Lisbon cheaper than New York?+

Lisbon is cheaper. Cost-of-living index: Lisbon 71.2, New York 100.0 — a 28.8% difference (Q1 2026).

What is the cost of living difference between Lisbon and New York?+

Lisbon sits at 71.2 on our COL index, New York at 100.0. That works out to roughly 28.8% — Lisbon being the cheaper of the two.

Is Lisbon a good place to live compared to New York?+

It depends on priorities. Lisbon delivers €32,496 net on a €50,000 gross salary at a 35.0% effective tax rate. New York delivers €41,511 at 17.0%. Centre 1-bed rent: €1,450 vs €3,480.

How do salaries compare in Lisbon vs New York?+

On a €50,000 gross salary, take-home is €32,496/year (€2,321/month) in Lisbon and €41,511/year (€3,459/month) in New York.

Which city has lower taxes, Lisbon or New York?+

United States has the lower effective rate at €50,000: Portugal 35.0%, United States 17.0%.

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