Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Los Angeles

United States

COL index 88.2

vs
San Francisco

United States

COL index 98.4

Los Angeles vs San Francisco — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Los Angeles is 10.4% cheaper than San Francisco for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
Los AngelesMetricSan FranciscoΔ
88.2Cost of living index98.4+11.6%
€50,000Median gross salary€50,0000.0%
€41,511Net at €50,000 gross€41,5110.0%
€2,980Rent — 1BR centre€3,680+23.5%
€4,030Monthly COL (single)€4,844+20.2%
€47,064PPP — net / COL€42,185-10.4%
17.0%Effective tax @ €50,00017.0%0.0%
§ 02

Monthly expenses — paired

Los Angeles San Francisco
Rent — 1BR centre
Los Angeles
€2,980
San Francisco
€3,680
Groceries
Los Angeles
€520
San Francisco
€570
Utilities
Los Angeles
€275
San Francisco
€302
Transport
Los Angeles
€132
San Francisco
€158
Internet
Los Angeles
€58
San Francisco
€62
Gym
Los Angeles
€65
San Francisco
€72
§ 03

Salary equivalence

50,000 gross in United States = €3,459 net monthly.

To have the same purchasing power in San Francisco, you would need roughly €56,345 gross in United States (≈ €3,859 net monthly, adjusted for cost-of-living index).

€50,000
Los Angeles
€41,511
Net annual · 17.0% effective
PPP-adjusted equivalent
€47,064
San Francisco
€41,511
Net annual · 17.0% effective
PPP-adjusted equivalent
€42,185
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§ 04

Pros & cons

Los Angeles
  • +Lower rent (€2,980 vs €3,680)
  • High cost of living (index 88)
  • +Favourable tax rate (17.0%)
  • High rent-to-income ratio (86.1%)
San Francisco
  • High cost of living (index 98)
  • +Favourable tax rate (17.0%)
  • High rent-to-income ratio (106.4%)
§ 05

The verdict

Across the data, Los Angeles carries a lower cost-of-living index; Los Angeles wins on purchasing power after costs are netted out. If purchasing power is your north star, Los Angeles edges it.

§ 06

Frequently asked

Is Los Angeles cheaper than San Francisco?+

Los Angeles is cheaper. Cost-of-living index: Los Angeles 88.2, San Francisco 98.4 — a 10.4% difference (Q1 2026).

What is the cost of living difference between Los Angeles and San Francisco?+

Los Angeles sits at 88.2 on our COL index, San Francisco at 98.4. That works out to roughly 10.4% — Los Angeles being the cheaper of the two.

Is Los Angeles a good place to live compared to San Francisco?+

It depends on priorities. Los Angeles delivers €41,511 net on a €50,000 gross salary at a 17.0% effective tax rate. San Francisco delivers €41,511 at 17.0%. Centre 1-bed rent: €2,980 vs €3,680.

How do salaries compare in Los Angeles vs San Francisco?+

On a €50,000 gross salary, take-home is €41,511/year (€3,459/month) in Los Angeles and €41,511/year (€3,459/month) in San Francisco.

Which city has lower taxes, Los Angeles or San Francisco?+

United States has the lower effective rate at €50,000: United States 17.0%, United States 17.0%.

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