Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Madrid

Spain

COL index 54.9

vs
Porto

Portugal

COL index 46.8

Madrid vs Porto — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Porto is 14.8% cheaper than Madrid for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for salary
Better for cost
MadridMetricPortoΔ
54.9Cost of living index46.8-14.8%
€50,000Median gross salary€50,0000.0%
€33,783Net at €50,000 gross€32,496-3.8%
€1,380Rent — 1BR centre€1,080-21.7%
€1,953Monthly COL (single)€1,583-18.9%
€61,535PPP — net / COL€69,436+12.8%
32.4%Effective tax @ €50,00035.0%+7.9%
§ 02

Monthly expenses — paired

Madrid Porto
Rent — 1BR centre
Madrid
€1,380
Porto
€1,080
Groceries
Madrid
€300
Porto
€265
Utilities
Madrid
€145
Porto
€140
Transport
Madrid
€60
Porto
€36
Internet
Madrid
€33
Porto
€32
Gym
Madrid
€35
Porto
€30
§ 03

Salary equivalence

50,000 gross in Spain = €2,413 net monthly.

To have the same purchasing power in Porto, you would need roughly €43,159 gross in Portugal (≈ €2,400 net monthly, adjusted for cost-of-living index).

€50,000
Madrid
€33,783
Net annual · 32.4% effective
PPP-adjusted equivalent
€61,535
Porto
€32,496
Net annual · 35.0% effective
PPP-adjusted equivalent
€69,436
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§ 04

Pros & cons

Madrid
  • High rent-to-income ratio (57.2%)
  • +14-month salary structure
Porto
  • +Significantly cheaper rent (€1,080)
  • +Low overall cost of living (index 47)
  • High rent-to-income ratio (46.5%)
  • +14-month salary structure
§ 05

The verdict

Across the data, Madrid delivers a higher take-home on a €50,000 gross salary; Porto carries a lower cost-of-living index; Madrid has the lighter effective tax burden; Porto wins on purchasing power after costs are netted out. If purchasing power is your north star, Porto edges it.

§ 06

Frequently asked

Is Madrid cheaper than Porto?+

Porto is cheaper. Cost-of-living index: Madrid 54.9, Porto 46.8 — a 14.8% difference (Q1 2026).

What is the cost of living difference between Madrid and Porto?+

Madrid sits at 54.9 on our COL index, Porto at 46.8. That works out to roughly 14.8% — Porto being the cheaper of the two.

Is Madrid a good place to live compared to Porto?+

It depends on priorities. Madrid delivers €33,783 net on a €50,000 gross salary at a 32.4% effective tax rate. Porto delivers €32,496 at 35.0%. Centre 1-bed rent: €1,380 vs €1,080.

How do salaries compare in Madrid vs Porto?+

On a €50,000 gross salary, take-home is €33,783/year (€2,413/month) in Madrid and €32,496/year (€2,321/month) in Porto.

Which city has lower taxes, Madrid or Porto?+

Spain has the lower effective rate at €50,000: Spain 32.4%, Portugal 35.0%.

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