Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Melbourne

Australia

COL index 78.8

vs
Sydney

Australia

COL index 82.4

Melbourne vs Sydney — Cost of Living, Salary & Tax Compared (2026)

Updated today· Recently updated
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The verdict

Living in Melbourne is 4.4% cheaper than Sydney for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
MelbourneMetricSydneyΔ
78.8Cost of living index82.4+4.6%
€50,000Median gross salary€50,0000.0%
€43,283Net at €50,000 gross€43,2830.0%
€2,180Rent — 1BR centre€2,480+13.8%
€3,070Monthly COL (single)€3,421+11.4%
€54,928PPP — net / COL€52,528-4.4%
13.4%Effective tax @ €50,00013.4%0.0%
§ 02

Monthly expenses — paired

Melbourne Sydney
Rent — 1BR centre
Melbourne
€2,180
Sydney
€2,480
Groceries
Melbourne
€438
Sydney
€462
Utilities
Melbourne
€235
Sydney
€248
Transport
Melbourne
€110
Sydney
€118
Internet
Melbourne
€52
Sydney
€55
Gym
Melbourne
€55
Sydney
€58
§ 03

Salary equivalence

50,000 gross in Australia = €3,607 net monthly.

To have the same purchasing power in Sydney, you would need roughly €52,929 gross in Australia (≈ €3,772 net monthly, adjusted for cost-of-living index).

€50,000
Melbourne
€43,283
Net annual · 13.4% effective
PPP-adjusted equivalent
€54,928
Sydney
€43,283
Net annual · 13.4% effective
PPP-adjusted equivalent
€52,528
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§ 04

Pros & cons

Melbourne
  • +Lower rent (€2,180 vs €2,480)
  • High cost of living (index 79)
  • +Favourable tax rate (13.4%)
  • High rent-to-income ratio (60.4%)
Sydney
  • High cost of living (index 82)
  • +Favourable tax rate (13.4%)
  • High rent-to-income ratio (68.8%)
§ 05

The verdict

Across the data, Melbourne carries a lower cost-of-living index; Melbourne wins on purchasing power after costs are netted out. If purchasing power is your north star, Melbourne edges it.

§ 06

Frequently asked

Is Melbourne cheaper than Sydney?+

Melbourne is cheaper. Cost-of-living index: Melbourne 78.8, Sydney 82.4 — a 4.4% difference (Q1 2026).

What is the cost of living difference between Melbourne and Sydney?+

Melbourne sits at 78.8 on our COL index, Sydney at 82.4. That works out to roughly 4.4% — Melbourne being the cheaper of the two.

Is Melbourne a good place to live compared to Sydney?+

It depends on priorities. Melbourne delivers €43,283 net on a €50,000 gross salary at a 13.4% effective tax rate. Sydney delivers €43,283 at 13.4%. Centre 1-bed rent: €2,180 vs €2,480.

How do salaries compare in Melbourne vs Sydney?+

On a €50,000 gross salary, take-home is €43,283/year (€3,607/month) in Melbourne and €43,283/year (€3,607/month) in Sydney.

Which city has lower taxes, Melbourne or Sydney?+

Australia has the lower effective rate at €50,000: Australia 13.4%, Australia 13.4%.

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