Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Prague

Czech Republic

COL index 45.6

vs
Warsaw

Poland

COL index 51.3

Prague vs Warsaw — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Prague is 11.1% cheaper than Warsaw for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
Better for salary
PragueMetricWarsawΔ
45.6Cost of living index51.3+12.5%
€50,000Median gross salary€50,0000.0%
€39,738Net at €50,000 gross€41,568+4.6%
€920Rent — 1BR centre€950+3.3%
€1,394Monthly COL (single)€1,458+4.6%
€87,144PPP — net / COL€81,028-7.0%
20.5%Effective tax @ €50,00016.9%-17.8%
§ 02

Monthly expenses — paired

Prague Warsaw
Rent — 1BR centre
Prague
€920
Warsaw
€950
Groceries
Prague
€235
Warsaw
€220
Utilities
Prague
€145
Warsaw
€210
Transport
Prague
€42
Warsaw
€32
Internet
Prague
€24
Warsaw
€16
Gym
Prague
€28
Warsaw
€30
§ 03

Salary equivalence

50,000 gross in Czech Republic = €3,311 net monthly.

To have the same purchasing power in Warsaw, you would need roughly €54,132 gross in Poland (≈ €3,725 net monthly, adjusted for cost-of-living index).

€50,000
Prague
€39,738
Net annual · 20.5% effective
PPP-adjusted equivalent
€87,144
Warsaw
€41,568
Net annual · 16.9% effective
PPP-adjusted equivalent
€81,028
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§ 04

Pros & cons

Prague
  • +Lower rent (€920 vs €950)
  • +Low overall cost of living (index 46)
  • +Favourable tax rate (20.5%)
Warsaw
  • +Favourable tax rate (16.9%)
§ 05

The verdict

Across the data, Warsaw delivers a higher take-home on a €50,000 gross salary; Prague carries a lower cost-of-living index; Warsaw has the lighter effective tax burden; Prague wins on purchasing power after costs are netted out. If purchasing power is your north star, Prague edges it.

§ 06

Frequently asked

Is Prague cheaper than Warsaw?+

Prague is cheaper. Cost-of-living index: Prague 45.6, Warsaw 51.3 — a 11.1% difference (Q1 2026).

What is the cost of living difference between Prague and Warsaw?+

Prague sits at 45.6 on our COL index, Warsaw at 51.3. That works out to roughly 11.1% — Prague being the cheaper of the two.

Is Prague a good place to live compared to Warsaw?+

It depends on priorities. Prague delivers €39,738 net on a €50,000 gross salary at a 20.5% effective tax rate. Warsaw delivers €41,568 at 16.9%. Centre 1-bed rent: €920 vs €950.

How do salaries compare in Prague vs Warsaw?+

On a €50,000 gross salary, take-home is €39,738/year (€3,311/month) in Prague and €41,568/year (€3,464/month) in Warsaw.

Which city has lower taxes, Prague or Warsaw?+

Poland has the lower effective rate at €50,000: Czech Republic 20.5%, Poland 16.9%.

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