Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

Salary Report·Stockholm, Sweden·ECB rate 15 Jul 2026

€80,000 in Stockholm— is it enough in 2026?

Net salary, purchasing power, and monthly budget breakdown for Stockholm residents earning €80,000 gross.

Instant Verdict
3,879/ month net
✓ Comfortable lifestyle~ Tight but manageable✗ Financially difficult

Tight. Based on a single person, central Stockholm rent and median lifestyle. Local cost of living ≈ €3,126 / mo.

§ 01
Net Salary

Net salary in Sweden

Gross annualkr883,784
− Social securitykr61,865
− Income taxkr307,698
Net annualkr514,221
Net / month (12×)kr42,852
Effective deduction rate41.8%

Computed in SEK on Sweden brackets; EUR figures use ECB rate.

In Sweden, this salary places you in the 52% marginal tax bracket.

Schedule of brackets · single filer
#FromToRateTax in band
01kr0kr598,50032%kr191,520
02kr598,50052%kr116,178
Salary context

This salary is 1.73× the local median (≈ €46,200) — roughly the top 16% of earners.

p10p50p90
Approx. top 16% of local earners.
Open in full calculator →
§ 02
Monthly Budget

Your monthly budget in Stockholm

Net monthly3,879
Estimated expenses3,126
RentFoodFixedSurplus
+753remaining / month
Net monthly3,879100%
Rent (central 1BR)1,92049%
Groceries + dining55014%
Utilities + transport3589%
Other (gym, misc)2988%
Remaining+75319%
Affordability checklist
  • Central 1-bedroom apartment
    ≈ €1920 (49% of net)
  • Outer 1-bedroom apartment
    ≈ €1420 (37% of net)
  • Groceries + occasional dining
    ≈ €550 / mo
  • Monthly savings ≥ €500
    headroom ≈ €1759
  • Car ownership (all-in)
    ≈ €380 / mo fuel + insurance + depreciation
  • Travel fund (€200 / mo)
    €200 after fixed costs
  • Eating out twice a week
    ≈ €140 (4% of net)
  • Public transport pass
    €108 / mo
§ 03
Scenarios

Three ways to live on this salary

1BR outside centre1,420
Groceries410
Dining out ~6×/mo105
Public transport108
Utilities & internet250
Gym + leisure148
Other200
Total monthly2,641
Monthly savings
+1,238
32% of net take-home
Savings rate 32%
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§ 04
Purchasing Power

What does €80,000 feel like vs reference cities?

We compare net take-home of 3,879 per month against the typical monthly basket in Stockholm and four reference cities. The bar shows how many months of local expenses one year of net salary covers in each city.

Stockholm
14.9 mo
Zurich
186.2 mo
London
12.5 mo
Berlin
18.1 mo
Warsaw
26.0 mo
Months of each city's monthly basket that one year of net pay covers.
§ 05
FAQ

Frequently asked, quietly answered

  • Is €80,000 a good salary in Stockholm?

    €80,000 (≈ €80,000) gross in Stockholm leaves about €42,852 per month net after Sweden's tax and social-security charges (effective rate 41.8%). Against the typical Stockholm monthly budget of €3,126, this is workable but tight — net pay covers the basics with little room to save (€39,726 surplus).

  • How much tax do you pay on €80,000 in Sweden?

    On a gross of €80,000 in Sweden, social security takes €61,865 and progressive income tax adds €307,698, for an effective rate of 41.8%.

  • What is €80,000 after tax in Sweden?

    After tax and social security, €80,000 gross becomes €514,221 net per year, paid across 12 instalments — €42,852 per month.

  • Can you live comfortably on €80,000 in Stockholm?

    A single person in central Stockholm typically spends about €3,126 a month (rent €1,920, food €550, transport €108, utilities €250, other €298). At €42,852 net, that's workable but tight — net pay covers the basics with little room to save (€39,726 surplus).

  • How does €80,000 compare to the average salary in Stockholm?

    In Sweden, a gross income of €80,000 sits around the 83th percentile of the national distribution — i.e. roughly 17% of full-time workers earn more.

  • What is the purchasing power of €80,000 in Stockholm?

    Relative to a typical Stockholm basket, €42,852 net per month buys 13.71× the local monthly cost of living for a single person — a useful proxy for how far the salary actually travels.

Same salary, other cities

€80,000 in other cities

Same city, other amounts

Other amounts in Stockholm

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