Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

Tax Calculator · 2026

Japan Income Tax Calculator 2026

Calculate your exact net salary in Japan after Shotokuzei (所得税) + Jūminzei (resident tax) and social security. All 7 tax brackets. Updated Q1 2026.

Tax year 4 months ago· Pending quarterly update
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Gross Annual Salary
¥
Social Security (9.2%)−¥4,575
Income Tax−¥2,271
Net Annual¥43,154
Net / month (12×)¥3,596
Effective Rate13.7%
Employer Side

Your employer pays an additional ¥7,650 (15.3% of gross). Total employment cost = ¥57,650.

Bracket-by-Bracket Tax Owed
01
5%
¥2,271
02
10%
03
20%
04
23%
05
33%
06
40%
07
45%
Total Tax¥6,846
§ 01
System

How income tax works in Japan

Income tax in Japan is administered by the National Tax Agency (NTA) under Shotokuzei (所得税) + Jūminzei (resident tax). National (shown) + ~10% resident tax. Combined top rate ~55.945%. Social insurance ~15% employee. Brackets in JPY.

Japan uses a progressive schedule of 7 brackets: each slice of income is taxed at the rate of the band it falls in — not your highest rate applied to the whole salary. Social security (9.2% of gross) is deducted first; income tax is then applied to the remainder band-by-band.

Japan pays salaries across 12 monthly instalments.

§ 02
Calendar

Key tax dates in Japan

EventDate / Note
Tax year start1 January
Tax year end31 December
Filing deadline15 March (kakutei shinkoku)
Withholding regimeShotokuzei (所得税) + Jūminzei (resident tax)
§ 03
Deductions

Deductions and allowances

  • ·Employment income deduction (sliding scale)
  • ·Basic deduction JPY 480,000
  • ·Social insurance premiums (full)
  • ·Life insurance (capped)
  • ·Medical expenses above JPY 100,000

National (shown) + ~10% resident tax. Combined top rate ~55.945%. Social insurance ~15% employee. Brackets in JPY.

§ 04
Regimes

Special tax regimes

Highly Skilled Professional (HSP) visa: points-based, no special tax treatment. Non-residents: flat 20.42% on Japan-source income.

Read full guide →
§ 05
Schedule

All 7 brackets for 2026

#Income Range (¥)MarginalEffective at Top
01¥0 ¥1,950,0005%13.7%
02¥1,950,000 ¥3,300,00010%15.3%
03¥3,300,000 ¥6,950,00020%21.2%
04¥6,950,000 ¥9,000,00023%23.0%
05¥9,000,000 ¥18,000,00033%30.6%
06¥18,000,000 ¥40,000,00040%38.5%
07¥40,000,000 45%

Source · National Tax Agency (NTA) · Data updated Q1 2026

§ 06
FAQ

Frequently asked

What is the income tax rate in Japan?+

Japan applies progressive Shotokuzei (所得税) + Jūminzei (resident tax) rates from 5.0% on the lowest band up to 45.0% on the highest, across 7 brackets in 2026.

How much social security do you pay in Japan?+

Employees pay 9.2% of gross salary as social security. National (shown) + ~10% resident tax. Combined top rate ~55.945%. Social insurance ~15% employee. Brackets in JPY.

What is the Shotokuzei (所得税) + Jūminzei (resident tax) personal allowance in Japan?+

The main allowances are: Employment income deduction (sliding scale); Basic deduction JPY 480,000. See §03 for the full list.

When do you file taxes in Japan?+

The filing deadline in Japan is 15 March (kakutei shinkoku). Tax year runs 1 January to 31 December.

How much take-home pay on ¥4,500,000 gross in Japan?+

On a ¥4,500,000 gross salary the effective rate is 17.8%, leaving approximately ¥3,698,100 net per year — about ¥308,175 per month across 12 payments. (For reference: ¥50,000 gross nets ¥43,154.)

Does Japan have any special tax regimes for expats?+

Highly Skilled Professional (HSP) visa: points-based, no special tax treatment. Non-residents: flat 20.42% on Japan-source income.

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