Poland Income Tax Calculator 2026
Calculate your exact net salary in Poland after PIT (Podatek dochodowy od osób fizycznych) and social security. All 3 tax brackets. Updated Q1 2026.
Your employer pays an additional zł10,240 (20.5% of gross). Total employment cost = zł60,240.
How income tax works in Poland
Income tax in Poland is administered by the Ministerstwo Finansów / Krajowa Administracja Skarbowa (KAS) under PIT (Podatek dochodowy od osób fizycznych). ZUS social contributions: pension 9.76% + disability 1.5% + sickness 2.45% = ~13.71% employee portion.
Poland uses a progressive schedule of 3 brackets: each slice of income is taxed at the rate of the band it falls in — not your highest rate applied to the whole salary. Social security (13.7% of gross) is deducted first; income tax is then applied to the remainder band-by-band.
Poland pays salaries across 12 monthly instalments.
Key tax dates in Poland
| Event | Date / Note |
|---|---|
| Tax year start | 1 January |
| Tax year end | 31 December |
| Filing deadline | 30 April |
| Withholding regime | PIT (Podatek dochodowy od osób fizycznych) |
Deductions and allowances
- ·Employee cost deduction PLN 3,000
- ·Personal allowance PLN 30,000
- ·Internet allowance (PLN 760)
- ·Pension/IKZE contributions
ZUS social contributions: pension 9.76% + disability 1.5% + sickness 2.45% = ~13.71% employee portion.
Special tax regimes
PIT-0 dla młodych: zero income tax for earners under 26 on income up to PLN 85,528.
Read full guide →All 3 brackets for 2025
| # | Income Range (zł) | Marginal | Effective at Top |
|---|---|---|---|
| 01 | zł0 — zł30,000 | 0% | 13.7% |
| 02 | zł30,000 — zł120,000 | 12% | 21.1% |
| 03 | zł120,000 — ∞ | 32% | — |
Source · Ministerstwo Finansów / Krajowa Administracja Skarbowa (KAS) · Data updated Q1 2026
Frequently asked
What is the income tax rate in Poland?+
Poland applies progressive PIT (Podatek dochodowy od osób fizycznych) rates from 0.0% on the lowest band up to 32.0% on the highest, across 3 brackets in 2025.
How much social security do you pay in Poland?+
Employees pay 13.7% of gross salary as social security. ZUS social contributions: pension 9.76% + disability 1.5% + sickness 2.45% = ~13.71% employee portion.
What is the PIT (Podatek dochodowy od osób fizycznych) personal allowance in Poland?+
The main allowances are: Employee cost deduction PLN 3,000; Personal allowance PLN 30,000. See §03 for the full list.
When do you file taxes in Poland?+
The filing deadline in Poland is 30 April. Tax year runs 1 January to 31 December.
How much take-home pay on zł78,000 gross in Poland?+
On a zł78,000 gross salary the effective rate is 19.4%, leaving approximately zł62,829 net per year — about zł5,236 per month across 12 payments. (For reference: zł50,000 gross nets zł41,568.)
Does Poland have any special tax regimes for expats?+
PIT-0 dla młodych: zero income tax for earners under 26 on income up to PLN 85,528.
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