Singapore Income Tax Calculator 2026
Calculate your exact net salary in Singapore after Personal Income Tax (residents) and social security. All 11 tax brackets. Updated Q1 2026.
Your employer pays an additional S$8,500 (17.0% of gross). Total employment cost = S$58,500.
How income tax works in Singapore
Income tax in Singapore is administered by the Inland Revenue Authority of Singapore (IRAS) under Personal Income Tax (residents). CPF (Central Provident Fund) 20% employee + 17% employer applies to citizens/PRs only — not foreigners. SRS contributions tax-deductible.
Singapore uses a progressive schedule of 11 brackets: each slice of income is taxed at the rate of the band it falls in — not your highest rate applied to the whole salary. Social security (20.0% of gross) is deducted first; income tax is then applied to the remainder band-by-band.
Singapore pays salaries across 12 monthly instalments.
Key tax dates in Singapore
| Event | Date / Note |
|---|---|
| Tax year start | 1 January |
| Tax year end | 31 December |
| Filing deadline | 18 April (e-Filing) |
| Withholding regime | Personal Income Tax (residents) |
Deductions and allowances
- ·Earned income relief (S$1,000)
- ·CPF cash top-up (S$8,000)
- ·SRS contributions (S$15,300 foreigners)
- ·Parent / spouse / child relief
CPF (Central Provident Fund) 20% employee + 17% employer applies to citizens/PRs only — not foreigners. SRS contributions tax-deductible.
Special tax regimes
Not Ordinarily Resident (NOR) scheme phased out. Tax residents enjoy progressive rates; non-residents flat 15% or progressive (whichever higher).
Read full guide →All 11 brackets for 2026
| # | Income Range (S$) | Marginal | Effective at Top |
|---|---|---|---|
| 01 | S$0 — S$20,000 | 0% | 20.0% |
| 02 | S$20,000 — S$30,000 | 2% | 20.3% |
| 03 | S$30,000 — S$40,000 | 3.5% | 20.7% |
| 04 | S$40,000 — S$80,000 | 7.0% | 22.8% |
| 05 | S$80,000 — S$120,000 | 11.5% | 24.3% |
| 06 | S$120,000 — S$160,000 | 15% | 25.7% |
| 07 | S$160,000 — S$200,000 | 18% | 27.0% |
| 08 | S$200,000 — S$240,000 | 19% | 28.2% |
| 09 | S$240,000 — S$280,000 | 19.5% | 29.2% |
| 10 | S$280,000 — S$320,000 | 20% | 30.0% |
| 11 | S$320,000 — ∞ | 22% | — |
Source · Inland Revenue Authority of Singapore (IRAS) · Data updated Q1 2026
Frequently asked
What is the income tax rate in Singapore?+
Singapore applies progressive Personal Income Tax (residents) rates from 0.0% on the lowest band up to 22.0% on the highest, across 11 brackets in 2026.
How much social security do you pay in Singapore?+
Employees pay 20.0% of gross salary as social security. CPF (Central Provident Fund) 20% employee + 17% employer applies to citizens/PRs only — not foreigners. SRS contributions tax-deductible.
What is the Personal Income Tax (residents) personal allowance in Singapore?+
The main allowances are: Earned income relief (S$1,000); CPF cash top-up (S$8,000). See §03 for the full list.
When do you file taxes in Singapore?+
The filing deadline in Singapore is 18 April (e-Filing). Tax year runs 1 January to 31 December.
How much take-home pay on S$70,000 gross in Singapore?+
On a S$70,000 gross salary the effective rate is 22.4%, leaving approximately S$54,330 net per year — about S$4,528 per month across 12 payments. (For reference: S$50,000 gross nets S$39,450.)
Does Singapore have any special tax regimes for expats?+
Not Ordinarily Resident (NOR) scheme phased out. Tax residents enjoy progressive rates; non-residents flat 15% or progressive (whichever higher).
Affiliate disclosure
Some links on this page are affiliate links. WorthOf may earn a commission if you sign up. This does not affect our data, our methodology, or our editorial independence.