Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Report·Updated 31 May 2026·Reading time 8 min

IN · INR

Pune, in figures— what 50,000 is really worth

Updated today· Recently updated
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Median Gross Salary
₹680,000
3.4% YoY
Cost of Living Index
27.4
NYC = 100
2.1% YoY
Rent · 1BR Centre
₹420
monthly
5.8% YoY
Effective Tax · ₹50k
12.0%
0.4% YoY
§ 01
Net Salary

What the state takes — and what is left

Gross Annual Salary
Social Security−₹6,000
Income Tax−₹0
Net Annual₹44,000
Net / month (12×)₹3,667
Effective Rate12.0%
Open in full calculator →
Full Schedule of Brackets · Single Filer · 2025
#FromToRateTax in band
01₹0₹400,0000%
02₹400,000₹800,0005%
03₹800,000₹1,200,00010%
04₹1,200,000₹1,600,00015%
05₹1,600,000₹2,000,00020%
06₹2,000,000₹2,400,00025%
07₹2,400,00030%
§ 02
Cost of Living

A monthly ledger, line by line

Monthly Spend ·
Rent · 1BR Centre
₹420
Groceries
₹142
Eating Out (15 meals)
₹68
Utilities
₹75
Internet
₹10
Transport Pass
₹9
Gym
₹12
Total Indicative Monthly₹736
RentFoodFixed costs
Versus the Reference Set
CityCOLRent 1BR
Tokyo72.4¥1,780
Istanbul42.4₺880
São Paulo38.8R$720
Bangkok35.8฿680
Mumbai32.8₹680
Jakarta32.4Rp580
Bangalore30.4₹540
Delhi28.8₹480
PuneYou27.4₹420
§ 03
Purchasing Power

What the salary actually buys

PPP Index · 50k gross
13382

Relative to a NYC baseline of 100. Higher means your net stretches further here.

Monthly net
₹3,667
After centre rent
₹3,247
Months of rent / month net
8
COL index
27.4
§ 04
Methodology

How we count, and from whom

Taxation

From statute, not estimate

Brackets reflect the published 2025 single-filer schedule. Social security is applied as a flat charge against gross before progressive bands.

Source · OECD Taxing Wages 2025· CC-BY-4.0
Cost of Living

Aggregated, then audited

Crowdsourced consumer prices are blended with Eurostat HICP indices, then sanity-checked against rental listings and municipal data.

Source · Numbeo Cost of Living· CC-BY-4.0 (aggregated)
Exchange Rates

ECB reference, daily

Cross-currency comparisons use the European Central Bank's daily reference rate against the euro, fixed at 14:15 CET.

§ 05
FAQ

Frequently asked, quietly answered

How much is ₹50,000 after tax in Pune?+

On a ₹50,000 gross salary in India, the effective rate is 12.0%, leaving approximately ₹44,000 net per year — about ₹3,667 per month across 12 payments.

What is the average rent for a 1-bedroom in Pune?+

In the city centre, expect roughly ₹420 per month for a one-bedroom flat; outside the centre this falls to about ₹240.

Is Pune expensive compared to other European cities?+

Pune sits at a cost-of-living index of 27.4 (NYC = 100), placing it below the European median.

How are tax brackets applied in India?+

India uses progressive income tax with 7 bands. Social security (12.0% of gross) is deducted first; the remainder is taxed band-by-band, not as a single rate on the whole salary.

Does India pay 14 monthly salaries?+

No. Salaries in India are paid across 12 monthly instalments.

How often is this report updated?+

Figures are refreshed quarterly, with FX rates updated weekly against the ECB reference rate. Tax schedules update each January for the new fiscal year.

Where does WorthOf source its data?+

We blend European Central Bank — Reference Rates, European Central Bank (via Frankfurter), Eurostat HICP and other public datasets. Every figure is dated and traceable in §04 above.

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