Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Amsterdam

Netherlands

COL index 78.4

vs
Bali (Denpasar)

Indonesia

COL index 30.2

Amsterdam vs Bali (Denpasar) — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Bali (Denpasar) is 61.5% cheaper than Amsterdam for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for salaryBetter for cost
AmsterdamMetricBali (Denpasar)Δ
78.4Cost of living index30.2-61.5%
€50,000Median gross salary€50,0000.0%
€31,898Net at €50,000 gross€46,550+45.9%
€2,100Rent — 1BR centre€560-73.3%
€2,836Monthly COL (single)€850-70.0%
€40,686PPP — net / COL€154,139+278.8%
36.2%Effective tax @ €50,0006.9%-80.9%
§ 02

Monthly expenses — paired

Amsterdam Bali (Denpasar)
Rent — 1BR centre
Amsterdam
€2,100
Bali (Denpasar)
€560
Groceries
Amsterdam
€340
Bali (Denpasar)
€165
Utilities
Amsterdam
€220
Bali (Denpasar)
€85
Transport
Amsterdam
€96
Bali (Denpasar)
€12
Internet
Amsterdam
€50
Bali (Denpasar)
€12
Gym
Amsterdam
€30
Bali (Denpasar)
€16
§ 03

Salary equivalence

50,000 gross in Netherlands = €2,658 net monthly.

To have the same purchasing power in Bali (Denpasar), you would need roughly €13,198 gross in Indonesia (≈ €1,024 net monthly, adjusted for cost-of-living index).

€50,000
Amsterdam
€31,898
Net annual · 36.2% effective
PPP-adjusted equivalent
€40,686
Bali (Denpasar)
€46,550
Net annual · 6.9% effective
PPP-adjusted equivalent
€154,139
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§ 04

Pros & cons

Amsterdam
  • High cost of living (index 78)
  • High rent-to-income ratio (79.0%)
Bali (Denpasar)
  • +Significantly cheaper rent (€560)
  • +Low overall cost of living (index 30)
  • +Favourable tax rate (6.9%)
§ 05

The verdict

Across the data, Bali (Denpasar) delivers a higher take-home on a €50,000 gross salary; Bali (Denpasar) carries a lower cost-of-living index; Bali (Denpasar) has the lighter effective tax burden; Bali (Denpasar) wins on purchasing power after costs are netted out. If purchasing power is your north star, Bali (Denpasar) edges it.

§ 06

Frequently asked

Is Amsterdam cheaper than Bali (Denpasar)?+

Bali (Denpasar) is cheaper. Cost-of-living index: Amsterdam 78.4, Bali (Denpasar) 30.2 — a 61.5% difference (Q1 2026).

What is the cost of living difference between Amsterdam and Bali (Denpasar)?+

Amsterdam sits at 78.4 on our COL index, Bali (Denpasar) at 30.2. That works out to roughly 61.5% — Bali (Denpasar) being the cheaper of the two.

Is Amsterdam a good place to live compared to Bali (Denpasar)?+

It depends on priorities. Amsterdam delivers €31,898 net on a €50,000 gross salary at a 36.2% effective tax rate. Bali (Denpasar) delivers €46,550 at 6.9%. Centre 1-bed rent: €2,100 vs €560.

How do salaries compare in Amsterdam vs Bali (Denpasar)?+

On a €50,000 gross salary, take-home is €31,898/year (€2,658/month) in Amsterdam and €46,550/year (€3,879/month) in Bali (Denpasar).

Which city has lower taxes, Amsterdam or Bali (Denpasar)?+

Indonesia has the lower effective rate at €50,000: Netherlands 36.2%, Indonesia 6.9%.

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