Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Amsterdam

Netherlands

COL index 78.4

vs
Brussels

Belgium

COL index 69.8

Amsterdam vs Brussels — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Brussels is 11.0% cheaper than Amsterdam for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for salary
Better for cost
AmsterdamMetricBrusselsΔ
78.4Cost of living index69.8-11.0%
€50,000Median gross salary€50,0000.0%
€31,898Net at €50,000 gross€27,156-14.9%
€2,100Rent — 1BR centre€1,480-29.5%
€2,836Monthly COL (single)€2,192-22.7%
€40,686PPP — net / COL€38,905-4.4%
36.2%Effective tax @ €50,00045.7%+26.2%
§ 02

Monthly expenses — paired

Amsterdam Brussels
Rent — 1BR centre
Amsterdam
€2,100
Brussels
€1,480
Groceries
Amsterdam
€340
Brussels
€360
Utilities
Amsterdam
€220
Brussels
€182
Transport
Amsterdam
€96
Brussels
€88
Internet
Amsterdam
€50
Brussels
€42
Gym
Amsterdam
€30
Brussels
€40
§ 03

Salary equivalence

50,000 gross in Netherlands = €2,658 net monthly.

To have the same purchasing power in Brussels, you would need roughly €52,860 gross in Belgium (≈ €2,367 net monthly, adjusted for cost-of-living index).

€50,000
Amsterdam
€31,898
Net annual · 36.2% effective
PPP-adjusted equivalent
€40,686
Brussels
€27,156
Net annual · 45.7% effective
PPP-adjusted equivalent
€38,905
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§ 04

Pros & cons

Amsterdam
  • High cost of living (index 78)
  • High rent-to-income ratio (79.0%)
Brussels
  • +Significantly cheaper rent (€1,480)
  • Heavy tax burden (45.7%)
  • High rent-to-income ratio (65.4%)
§ 05

The verdict

Across the data, Amsterdam delivers a higher take-home on a €50,000 gross salary; Brussels carries a lower cost-of-living index; Amsterdam has the lighter effective tax burden; Amsterdam wins on purchasing power after costs are netted out. If purchasing power is your north star, Amsterdam edges it.

§ 06

Frequently asked

Is Amsterdam cheaper than Brussels?+

Brussels is cheaper. Cost-of-living index: Amsterdam 78.4, Brussels 69.8 — a 11.0% difference (Q1 2026).

What is the cost of living difference between Amsterdam and Brussels?+

Amsterdam sits at 78.4 on our COL index, Brussels at 69.8. That works out to roughly 11.0% — Brussels being the cheaper of the two.

Is Amsterdam a good place to live compared to Brussels?+

It depends on priorities. Amsterdam delivers €31,898 net on a €50,000 gross salary at a 36.2% effective tax rate. Brussels delivers €27,156 at 45.7%. Centre 1-bed rent: €2,100 vs €1,480.

How do salaries compare in Amsterdam vs Brussels?+

On a €50,000 gross salary, take-home is €31,898/year (€2,658/month) in Amsterdam and €27,156/year (€2,263/month) in Brussels.

Which city has lower taxes, Amsterdam or Brussels?+

Netherlands has the lower effective rate at €50,000: Netherlands 36.2%, Belgium 45.7%.

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