Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Amsterdam

Netherlands

COL index 78.4

vs
Lisbon

Portugal

COL index 71.2

Amsterdam vs Lisbon — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Lisbon is 9.2% cheaper than Amsterdam for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for salaryBetter for cost
AmsterdamMetricLisbonΔ
78.4Cost of living index71.2-9.2%
€50,000Median gross salary€50,0000.0%
€31,898Net at €50,000 gross€32,496+1.9%
€2,100Rent — 1BR centre€1,450-31.0%
€2,836Monthly COL (single)€2,014-29.0%
€40,686PPP — net / COL€45,641+12.2%
36.2%Effective tax @ €50,00035.0%-3.3%
§ 02

Monthly expenses — paired

Amsterdam Lisbon
Rent — 1BR centre
Amsterdam
€2,100
Lisbon
€1,450
Groceries
Amsterdam
€340
Lisbon
€320
Utilities
Amsterdam
€220
Lisbon
€130
Transport
Amsterdam
€96
Lisbon
€40
Internet
Amsterdam
€50
Lisbon
€36
Gym
Amsterdam
€30
Lisbon
€38
§ 03

Salary equivalence

50,000 gross in Netherlands = €2,658 net monthly.

To have the same purchasing power in Lisbon, you would need roughly €43,457 gross in Portugal (≈ €2,414 net monthly, adjusted for cost-of-living index).

€50,000
Amsterdam
€31,898
Net annual · 36.2% effective
PPP-adjusted equivalent
€40,686
Lisbon
€32,496
Net annual · 35.0% effective
PPP-adjusted equivalent
€45,641
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§ 04

Pros & cons

Amsterdam
  • High cost of living (index 78)
  • High rent-to-income ratio (79.0%)
Lisbon
  • +Significantly cheaper rent (€1,450)
  • High rent-to-income ratio (62.5%)
  • +14-month salary structure
§ 05

The verdict

Across the data, Lisbon delivers a higher take-home on a €50,000 gross salary; Lisbon carries a lower cost-of-living index; Lisbon has the lighter effective tax burden; Lisbon wins on purchasing power after costs are netted out. If purchasing power is your north star, Lisbon edges it.

§ 06

Frequently asked

Is Amsterdam cheaper than Lisbon?+

Lisbon is cheaper. Cost-of-living index: Amsterdam 78.4, Lisbon 71.2 — a 9.2% difference (Q1 2026).

What is the cost of living difference between Amsterdam and Lisbon?+

Amsterdam sits at 78.4 on our COL index, Lisbon at 71.2. That works out to roughly 9.2% — Lisbon being the cheaper of the two.

Is Amsterdam a good place to live compared to Lisbon?+

It depends on priorities. Amsterdam delivers €31,898 net on a €50,000 gross salary at a 36.2% effective tax rate. Lisbon delivers €32,496 at 35.0%. Centre 1-bed rent: €2,100 vs €1,450.

How do salaries compare in Amsterdam vs Lisbon?+

On a €50,000 gross salary, take-home is €31,898/year (€2,658/month) in Amsterdam and €32,496/year (€2,321/month) in Lisbon.

Which city has lower taxes, Amsterdam or Lisbon?+

Portugal has the lower effective rate at €50,000: Netherlands 36.2%, Portugal 35.0%.

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