Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Amsterdam

Netherlands

COL index 78.4

vs
London

United Kingdom

COL index 87.6

Amsterdam vs London — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Amsterdam is 10.5% cheaper than London for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
Better for salary
AmsterdamMetricLondonΔ
78.4Cost of living index87.6+11.7%
€50,000Median gross salary€50,0000.0%
€31,898Net at €50,000 gross€37,714+18.2%
€2,100Rent — 1BR centre€2,450+16.7%
€2,836Monthly COL (single)€3,333+17.5%
€40,686PPP — net / COL€43,053+5.8%
36.2%Effective tax @ €50,00024.6%-32.1%
§ 02

Monthly expenses — paired

Amsterdam London
Rent — 1BR centre
Amsterdam
€2,100
London
€2,450
Groceries
Amsterdam
€340
London
€360
Utilities
Amsterdam
€220
London
€240
Transport
Amsterdam
€96
London
€200
Internet
Amsterdam
€50
London
€33
Gym
Amsterdam
€30
London
€50
§ 03

Salary equivalence

50,000 gross in Netherlands = €2,658 net monthly.

To have the same purchasing power in London, you would need roughly €47,055 gross in United Kingdom (≈ €2,970 net monthly, adjusted for cost-of-living index).

€50,000
Amsterdam
€31,898
Net annual · 36.2% effective
PPP-adjusted equivalent
€40,686
London
€37,714
Net annual · 24.6% effective
PPP-adjusted equivalent
€43,053
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§ 04

Pros & cons

Amsterdam
  • +Lower rent (€2,100 vs €2,450)
  • High cost of living (index 78)
  • High rent-to-income ratio (79.0%)
London
  • High cost of living (index 88)
  • +Favourable tax rate (24.6%)
  • High rent-to-income ratio (78.0%)
§ 05

The verdict

Across the data, London delivers a higher take-home on a €50,000 gross salary; Amsterdam carries a lower cost-of-living index; London has the lighter effective tax burden; London wins on purchasing power after costs are netted out. If purchasing power is your north star, London edges it.

§ 06

Frequently asked

Is Amsterdam cheaper than London?+

Amsterdam is cheaper. Cost-of-living index: Amsterdam 78.4, London 87.6 — a 10.5% difference (Q1 2026).

What is the cost of living difference between Amsterdam and London?+

Amsterdam sits at 78.4 on our COL index, London at 87.6. That works out to roughly 10.5% — Amsterdam being the cheaper of the two.

Is Amsterdam a good place to live compared to London?+

It depends on priorities. Amsterdam delivers €31,898 net on a €50,000 gross salary at a 36.2% effective tax rate. London delivers €37,714 at 24.6%. Centre 1-bed rent: €2,100 vs €2,450.

How do salaries compare in Amsterdam vs London?+

On a €50,000 gross salary, take-home is €31,898/year (€2,658/month) in Amsterdam and €37,714/year (€3,143/month) in London.

Which city has lower taxes, Amsterdam or London?+

United Kingdom has the lower effective rate at €50,000: Netherlands 36.2%, United Kingdom 24.6%.

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