Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Amsterdam

Netherlands

COL index 78.4

vs
New York

United States

COL index 100.0

Amsterdam vs New York — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Amsterdam is 21.6% cheaper than New York for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
Better for salary
AmsterdamMetricNew YorkΔ
78.4Cost of living index100.0+27.6%
€50,000Median gross salary€50,0000.0%
€31,898Net at €50,000 gross€41,511+30.1%
€2,100Rent — 1BR centre€3,480+65.7%
€2,836Monthly COL (single)€4,680+65.0%
€40,686PPP — net / COL€41,511+2.0%
36.2%Effective tax @ €50,00017.0%-53.1%
§ 02

Monthly expenses — paired

Amsterdam New York
Rent — 1BR centre
Amsterdam
€2,100
New York
€3,480
Groceries
Amsterdam
€340
New York
€580
Utilities
Amsterdam
€220
New York
€312
Transport
Amsterdam
€96
New York
€168
Internet
Amsterdam
€50
New York
€65
Gym
Amsterdam
€30
New York
€75
§ 03

Salary equivalence

50,000 gross in Netherlands = €2,658 net monthly.

To have the same purchasing power in New York, you would need roughly €49,000 gross in United States (≈ €3,391 net monthly, adjusted for cost-of-living index).

€50,000
Amsterdam
€31,898
Net annual · 36.2% effective
PPP-adjusted equivalent
€40,686
New York
€41,511
Net annual · 17.0% effective
PPP-adjusted equivalent
€41,511
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§ 04

Pros & cons

Amsterdam
  • +Significantly cheaper rent (€2,100)
  • High cost of living (index 78)
  • High rent-to-income ratio (79.0%)
New York
  • High cost of living (index 100)
  • +Favourable tax rate (17.0%)
  • High rent-to-income ratio (100.6%)
§ 05

The verdict

Across the data, New York delivers a higher take-home on a €50,000 gross salary; Amsterdam carries a lower cost-of-living index; New York has the lighter effective tax burden; New York wins on purchasing power after costs are netted out. If purchasing power is your north star, New York edges it.

§ 06

Frequently asked

Is Amsterdam cheaper than New York?+

Amsterdam is cheaper. Cost-of-living index: Amsterdam 78.4, New York 100.0 — a 21.6% difference (Q1 2026).

What is the cost of living difference between Amsterdam and New York?+

Amsterdam sits at 78.4 on our COL index, New York at 100.0. That works out to roughly 21.6% — Amsterdam being the cheaper of the two.

Is Amsterdam a good place to live compared to New York?+

It depends on priorities. Amsterdam delivers €31,898 net on a €50,000 gross salary at a 36.2% effective tax rate. New York delivers €41,511 at 17.0%. Centre 1-bed rent: €2,100 vs €3,480.

How do salaries compare in Amsterdam vs New York?+

On a €50,000 gross salary, take-home is €31,898/year (€2,658/month) in Amsterdam and €41,511/year (€3,459/month) in New York.

Which city has lower taxes, Amsterdam or New York?+

United States has the lower effective rate at €50,000: Netherlands 36.2%, United States 17.0%.

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