Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Chicago

United States

COL index 82.4

vs
Los Angeles

United States

COL index 88.2

Chicago vs Los Angeles — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Chicago is 6.6% cheaper than Los Angeles for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
ChicagoMetricLos AngelesΔ
82.4Cost of living index88.2+7.0%
€50,000Median gross salary€50,0000.0%
€41,511Net at €50,000 gross€41,5110.0%
€2,480Rent — 1BR centre€2,980+20.2%
€3,461Monthly COL (single)€4,030+16.4%
€50,377PPP — net / COL€47,064-6.6%
17.0%Effective tax @ €50,00017.0%0.0%
§ 02

Monthly expenses — paired

Chicago Los Angeles
Rent — 1BR centre
Chicago
€2,480
Los Angeles
€2,980
Groceries
Chicago
€490
Los Angeles
€520
Utilities
Chicago
€258
Los Angeles
€275
Transport
Chicago
€118
Los Angeles
€132
Internet
Chicago
€55
Los Angeles
€58
Gym
Chicago
€60
Los Angeles
€65
§ 03

Salary equivalence

50,000 gross in United States = €3,459 net monthly.

To have the same purchasing power in Los Angeles, you would need roughly €53,778 gross in United States (≈ €3,703 net monthly, adjusted for cost-of-living index).

€50,000
Chicago
€41,511
Net annual · 17.0% effective
PPP-adjusted equivalent
€50,377
Los Angeles
€41,511
Net annual · 17.0% effective
PPP-adjusted equivalent
€47,064
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§ 04

Pros & cons

Chicago
  • +Lower rent (€2,480 vs €2,980)
  • High cost of living (index 82)
  • +Favourable tax rate (17.0%)
  • High rent-to-income ratio (71.7%)
Los Angeles
  • High cost of living (index 88)
  • +Favourable tax rate (17.0%)
  • High rent-to-income ratio (86.1%)
§ 05

The verdict

Across the data, Chicago carries a lower cost-of-living index; Chicago wins on purchasing power after costs are netted out. If purchasing power is your north star, Chicago edges it.

§ 06

Frequently asked

Is Chicago cheaper than Los Angeles?+

Chicago is cheaper. Cost-of-living index: Chicago 82.4, Los Angeles 88.2 — a 6.6% difference (Q1 2026).

What is the cost of living difference between Chicago and Los Angeles?+

Chicago sits at 82.4 on our COL index, Los Angeles at 88.2. That works out to roughly 6.6% — Chicago being the cheaper of the two.

Is Chicago a good place to live compared to Los Angeles?+

It depends on priorities. Chicago delivers €41,511 net on a €50,000 gross salary at a 17.0% effective tax rate. Los Angeles delivers €41,511 at 17.0%. Centre 1-bed rent: €2,480 vs €2,980.

How do salaries compare in Chicago vs Los Angeles?+

On a €50,000 gross salary, take-home is €41,511/year (€3,459/month) in Chicago and €41,511/year (€3,459/month) in Los Angeles.

Which city has lower taxes, Chicago or Los Angeles?+

United States has the lower effective rate at €50,000: United States 17.0%, United States 17.0%.

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