Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Gdańsk

Poland

COL index 40.8

vs
Warsaw

Poland

COL index 51.3

Gdańsk vs Warsaw — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Gdańsk is 20.5% cheaper than Warsaw for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
GdańskMetricWarsawΔ
40.8Cost of living index51.3+25.7%
€50,000Median gross salary€50,0000.0%
€41,568Net at €50,000 gross€41,5680.0%
€800Rent — 1BR centre€950+18.8%
€1,223Monthly COL (single)€1,458+19.2%
€101,881PPP — net / COL€81,028-20.5%
16.9%Effective tax @ €50,00016.9%0.0%
§ 02

Monthly expenses — paired

Gdańsk Warsaw
Rent — 1BR centre
Gdańsk
€800
Warsaw
€950
Groceries
Gdańsk
€220
Warsaw
€220
Utilities
Gdańsk
€125
Warsaw
€210
Transport
Gdańsk
€34
Warsaw
€32
Internet
Gdańsk
€20
Warsaw
€16
Gym
Gdańsk
€24
Warsaw
€30
§ 03

Salary equivalence

50,000 gross in Poland = €3,464 net monthly.

To have the same purchasing power in Warsaw, you would need roughly €64,087 gross in Poland (≈ €4,355 net monthly, adjusted for cost-of-living index).

€50,000
Gdańsk
€41,568
Net annual · 16.9% effective
PPP-adjusted equivalent
€101,881
Warsaw
€41,568
Net annual · 16.9% effective
PPP-adjusted equivalent
€81,028
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§ 04

Pros & cons

Gdańsk
  • +Lower rent (€800 vs €950)
  • +Low overall cost of living (index 41)
  • +Favourable tax rate (16.9%)
Warsaw
  • +Favourable tax rate (16.9%)
§ 05

The verdict

Across the data, Gdańsk carries a lower cost-of-living index; Gdańsk wins on purchasing power after costs are netted out. If purchasing power is your north star, Gdańsk edges it.

§ 06

Frequently asked

Is Gdańsk cheaper than Warsaw?+

Gdańsk is cheaper. Cost-of-living index: Gdańsk 40.8, Warsaw 51.3 — a 20.5% difference (Q1 2026).

What is the cost of living difference between Gdańsk and Warsaw?+

Gdańsk sits at 40.8 on our COL index, Warsaw at 51.3. That works out to roughly 20.5% — Gdańsk being the cheaper of the two.

Is Gdańsk a good place to live compared to Warsaw?+

It depends on priorities. Gdańsk delivers €41,568 net on a €50,000 gross salary at a 16.9% effective tax rate. Warsaw delivers €41,568 at 16.9%. Centre 1-bed rent: €800 vs €950.

How do salaries compare in Gdańsk vs Warsaw?+

On a €50,000 gross salary, take-home is €41,568/year (€3,464/month) in Gdańsk and €41,568/year (€3,464/month) in Warsaw.

Which city has lower taxes, Gdańsk or Warsaw?+

Poland has the lower effective rate at €50,000: Poland 16.9%, Poland 16.9%.

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