Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Hamburg

Germany

COL index 68.4

vs
Vienna

Austria

COL index 66.8

Hamburg vs Vienna — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Vienna is 2.3% cheaper than Hamburg for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for salary
Better for cost
HamburgMetricViennaΔ
68.4Cost of living index66.8-2.3%
€50,000Median gross salary€50,0000.0%
€33,725Net at €50,000 gross€32,660-3.2%
€1,680Rent — 1BR centre€1,480-11.9%
€2,391Monthly COL (single)€2,165-9.5%
€49,306PPP — net / COL€48,893-0.8%
32.5%Effective tax @ €50,00034.7%+6.5%
§ 02

Monthly expenses — paired

Hamburg Vienna
Rent — 1BR centre
Hamburg
€1,680
Vienna
€1,480
Groceries
Hamburg
€355
Vienna
€345
Utilities
Hamburg
€178
Vienna
€172
Transport
Hamburg
€98
Vienna
€88
Internet
Hamburg
€40
Vienna
€40
Gym
Hamburg
€40
Vienna
€40
§ 03

Salary equivalence

50,000 gross in Germany = €2,810 net monthly.

To have the same purchasing power in Vienna, you would need roughly €50,562 gross in Austria (≈ €2,745 net monthly, adjusted for cost-of-living index).

€50,000
Hamburg
€33,725
Net annual · 32.5% effective
PPP-adjusted equivalent
€49,306
Vienna
€32,660
Net annual · 34.7% effective
PPP-adjusted equivalent
€48,893
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§ 04

Pros & cons

Hamburg
  • High rent-to-income ratio (59.8%)
Vienna
  • +Lower rent (€1,480 vs €1,680)
  • High rent-to-income ratio (54.4%)
§ 05

The verdict

Across the data, Hamburg delivers a higher take-home on a €50,000 gross salary; Vienna carries a lower cost-of-living index; Hamburg has the lighter effective tax burden; Hamburg wins on purchasing power after costs are netted out. If purchasing power is your north star, Hamburg edges it.

§ 06

Frequently asked

Is Hamburg cheaper than Vienna?+

Vienna is cheaper. Cost-of-living index: Hamburg 68.4, Vienna 66.8 — a 2.3% difference (Q1 2026).

What is the cost of living difference between Hamburg and Vienna?+

Hamburg sits at 68.4 on our COL index, Vienna at 66.8. That works out to roughly 2.3% — Vienna being the cheaper of the two.

Is Hamburg a good place to live compared to Vienna?+

It depends on priorities. Hamburg delivers €33,725 net on a €50,000 gross salary at a 32.5% effective tax rate. Vienna delivers €32,660 at 34.7%. Centre 1-bed rent: €1,680 vs €1,480.

How do salaries compare in Hamburg vs Vienna?+

On a €50,000 gross salary, take-home is €33,725/year (€2,810/month) in Hamburg and €32,660/year (€2,722/month) in Vienna.

Which city has lower taxes, Hamburg or Vienna?+

Germany has the lower effective rate at €50,000: Germany 32.5%, Austria 34.7%.

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