Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Munich

Germany

COL index 76.3

vs
Vienna

Austria

COL index 66.8

Munich vs Vienna — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Vienna is 12.5% cheaper than Munich for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for salary
Better for cost
MunichMetricViennaΔ
76.3Cost of living index66.8-12.5%
€50,000Median gross salary€50,0000.0%
€33,725Net at €50,000 gross€32,660-3.2%
€1,980Rent — 1BR centre€1,480-25.3%
€2,747Monthly COL (single)€2,165-21.2%
€44,201PPP — net / COL€48,893+10.6%
32.5%Effective tax @ €50,00034.7%+6.5%
§ 02

Monthly expenses — paired

Munich Vienna
Rent — 1BR centre
Munich
€1,980
Vienna
€1,480
Groceries
Munich
€380
Vienna
€345
Utilities
Munich
€190
Vienna
€172
Transport
Munich
€110
Vienna
€88
Internet
Munich
€42
Vienna
€40
Gym
Munich
€45
Vienna
€40
§ 03

Salary equivalence

50,000 gross in Germany = €2,810 net monthly.

To have the same purchasing power in Vienna, you would need roughly €43,619 gross in Austria (≈ €2,461 net monthly, adjusted for cost-of-living index).

€50,000
Munich
€33,725
Net annual · 32.5% effective
PPP-adjusted equivalent
€44,201
Vienna
€32,660
Net annual · 34.7% effective
PPP-adjusted equivalent
€48,893
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§ 04

Pros & cons

Munich
  • High cost of living (index 76)
  • High rent-to-income ratio (70.5%)
Vienna
  • +Significantly cheaper rent (€1,480)
  • High rent-to-income ratio (54.4%)
§ 05

The verdict

Across the data, Munich delivers a higher take-home on a €50,000 gross salary; Vienna carries a lower cost-of-living index; Munich has the lighter effective tax burden; Vienna wins on purchasing power after costs are netted out. If purchasing power is your north star, Vienna edges it.

§ 06

Frequently asked

Is Munich cheaper than Vienna?+

Vienna is cheaper. Cost-of-living index: Munich 76.3, Vienna 66.8 — a 12.5% difference (Q1 2026).

What is the cost of living difference between Munich and Vienna?+

Munich sits at 76.3 on our COL index, Vienna at 66.8. That works out to roughly 12.5% — Vienna being the cheaper of the two.

Is Munich a good place to live compared to Vienna?+

It depends on priorities. Munich delivers €33,725 net on a €50,000 gross salary at a 32.5% effective tax rate. Vienna delivers €32,660 at 34.7%. Centre 1-bed rent: €1,980 vs €1,480.

How do salaries compare in Munich vs Vienna?+

On a €50,000 gross salary, take-home is €33,725/year (€2,810/month) in Munich and €32,660/year (€2,722/month) in Vienna.

Which city has lower taxes, Munich or Vienna?+

Germany has the lower effective rate at €50,000: Germany 32.5%, Austria 34.7%.

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