Vol. III · No. 47 · Q1 2026 EditionUpdated Weekly · ECB FX

WorthOf

A global ledger of salary, tax & the price of living

City Comparison · Updated May 2026

Warsaw

Poland

COL index 51.3

vs
Wrocław

Poland

COL index 39.4

Warsaw vs Wrocław — Cost of Living, Salary & Tax Compared (2026)

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The verdict

Living in Wrocław is 23.2% cheaper than Warsaw for the same lifestyle.

Based on Q1 2026 COL index and median single-person expenditure.

§ 01

Side-by-side stats

Better for cost
WarsawMetricWrocławΔ
51.3Cost of living index39.4-23.2%
€50,000Median gross salary€50,0000.0%
€41,568Net at €50,000 gross€41,5680.0%
€950Rent — 1BR centre€748-21.3%
€1,458Monthly COL (single)€1,152-21.0%
€81,028PPP — net / COL€105,502+30.2%
16.9%Effective tax @ €50,00016.9%0.0%
§ 02

Monthly expenses — paired

Warsaw Wrocław
Rent — 1BR centre
Warsaw
€950
Wrocław
€748
Groceries
Warsaw
€220
Wrocław
€212
Utilities
Warsaw
€210
Wrocław
€118
Transport
Warsaw
€32
Wrocław
€32
Internet
Warsaw
€16
Wrocław
€20
Gym
Warsaw
€30
Wrocław
€22
§ 03

Salary equivalence

50,000 gross in Poland = €3,464 net monthly.

To have the same purchasing power in Wrocław, you would need roughly €37,301 gross in Poland (≈ €2,660 net monthly, adjusted for cost-of-living index).

€50,000
Warsaw
€41,568
Net annual · 16.9% effective
PPP-adjusted equivalent
€81,028
Wrocław
€41,568
Net annual · 16.9% effective
PPP-adjusted equivalent
€105,502
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§ 04

Pros & cons

Warsaw
  • +Favourable tax rate (16.9%)
Wrocław
  • +Significantly cheaper rent (€748)
  • +Low overall cost of living (index 39)
  • +Favourable tax rate (16.9%)
§ 05

The verdict

Across the data, Wrocław carries a lower cost-of-living index; Wrocław wins on purchasing power after costs are netted out. If purchasing power is your north star, Wrocław edges it.

§ 06

Frequently asked

Is Warsaw cheaper than Wrocław?+

Wrocław is cheaper. Cost-of-living index: Warsaw 51.3, Wrocław 39.4 — a 23.2% difference (Q1 2026).

What is the cost of living difference between Warsaw and Wrocław?+

Warsaw sits at 51.3 on our COL index, Wrocław at 39.4. That works out to roughly 23.2% — Wrocław being the cheaper of the two.

Is Warsaw a good place to live compared to Wrocław?+

It depends on priorities. Warsaw delivers €41,568 net on a €50,000 gross salary at a 16.9% effective tax rate. Wrocław delivers €41,568 at 16.9%. Centre 1-bed rent: €950 vs €748.

How do salaries compare in Warsaw vs Wrocław?+

On a €50,000 gross salary, take-home is €41,568/year (€3,464/month) in Warsaw and €41,568/year (€3,464/month) in Wrocław.

Which city has lower taxes, Warsaw or Wrocław?+

Poland has the lower effective rate at €50,000: Poland 16.9%, Poland 16.9%.

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